In our time wishing to pursue higher education have to shell out a tidy sum, so that many applicants are wondering whether it is possible to take a student loan to pay for his education or other needs ...
At the moment, it's real, and most banks are willing to collaborate with students, giving loans not only to education, but also for consumer needs.
For students studying on a fee basis, it was created an educational loan. In this form of credit may claim only the category of students who were not able to enter the budget department and the opportunity to learn on a fee basis is not due to lack of finances.
It is in this case, banks make concessions and offer the loan at the minimum percentage (about 5% per annum), and the state, which is interested in the education of young people, their banks to reimburse financial losses.
The total term of the loan is 10 years, but there is a possibility of early repayment after graduation.
But in these loans has a negative side, namely, the fact that such a loan will not give a student under 18 years old and must have guarantors, which act in the face of the student's parents.
where can students obtain a student loan?
In addition, the educational credit can only get those students who receive the first higher education, at the same time come only to those specialties that are approved by the government (agricultural trade, mechanical engineers, metallurgists, etc.).
As for consumer loans for students? Some banks offer this opportunity for students. Typically, the loan amount for these loans do not exceed $ 200 with a total loan term is 1 year.
If the student requires a significant amount of money over a longer period, it is necessary to have a guarantor over the age of 21 years.
Working students get a loan much easier, so banks are free to give customers the money to 500 USD while the guarantor is not required, just need a standard set of documents: passport, taxpayer identification number and an income statement.
I want to focus on the fact that the scholarship is not income, therefore, where can students obtain a student loan ...
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