Loan against of collected revenues.

Today, there are a considerable number of different programs through which you can get a loan for anything, according to your requirements and preferences. On the market, there were also relatively new concepts, for example - "Credit under of collected revenues." Let's look at this concept and what they mean better.

Loan against of collected revenues.
This type of loan is available to purchase the goods, with the aim of further sales through its wholesale or retail. The term of collected revenues is understood the amount of money the borrower shall own collection service of the Bank, here comes yet arrival acquiring.

Mortgage loans

Today more and more are gaining popularity and demand loans secured by real estate. This type of credit used by people who need the loan amount is much more than is offered in the programs of unsecured consumer loans. At the same time a significant demand for Lombard loans secured by real estate issued by banks. The advantages of this type of loan is that it does not require receipt of a number of standard requirements that banks push the borrower, namely the official income, positive credit history, the presence of a guarantor, etc. The only condition for Lombard loans secured by real estate is the presence of collateral. The loan is secured in this case is improper, ie, the borrower can use the cash for any reason.

Investment credit

Investment credit - is a special type of loan that is not identical to the long-term lending, although in most cases it still requires a longer period for the use of funds, as opposed to those programs that are issued for short-term working capital. It is worth noting that for this type of lending is characterized by a project that will be funded, whether existing or new, and its implementation will be sent to borrowers attracted credit resources. But at the same bank, which will act as an investor will take over most of the risks associated with the way the project will be implemented.

Features consumer lending abroad

Features consumer lending abroad

In the aftermath of World War II, banks are major creditors of the consumer credit market. The dominant position of banks is partly due to the fact that they are increasingly interested in attracting funds of individuals and families who are the main source of bank funds. However, many families often have to decide whether to give their money to the bank, which they believe will not be able to guarantee them a loan if necessary.
Recent studies have shown that consumer credit is often among the most profitable loans, which the bank can issue [19, p. 334].